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CFPB Key Personnel
Overseeing the nearly 1,700 employees at the CFPB are a group of individuals chosen from a variety of backgrounds, including political offices and campaigns, non-profit advocacy organizations, private industry, and other federal regulatory agencies. Employees are divided into six separate divisions, each of which is led by an Associate Director who reports directly to CFPB Acting Director Mick Mulvaney.
Below is a list of these key personnel, along with a brief description of their professional backgrounds.
CFPB Executives
Mick Mulvaney
Acting Director
Mick Mulvaney is the acting director of the CFPB. In this role, he has nearly autonomous control over a federal bureaucracy charged with regulating over 20 percent of the United States economy. During his time as acting director, Mulvaney has successfully reduced the size of the CFPB budget and staff.
Kirsten Sutton
Acting Chief of Staff
Kirsten Sutton is the acting Chief of Staff for the CFPB. Sutton was previously the staff director of the House Financial Services Committee under Chairman Jeb Hensarling.Kate Fulton
Chief Operating Officer
Kate Fulton is an Acting Associate Director and Chief Operating Officer. Prior to joining the CFPB, Fulton worked at the US Customs and Border Protection as an Attorney Advisor.John Czwartacki
Chief Communications Officer and Spokesperson
John Czwartacki serves as Chief Communications Office and Spokesperson at the CFPB. Prior to joining the CFPB, Czwartacki was the Director of Communications for the Office of Management and Budget.
Sheila Greenwood
Policy Associate Director
Sheila Greenwood is the Policy Associate Director for the Office of Consumer Education and Engagement at the CFPB. Prior to joining the CFPB, Greenwood served as the Chief of Staff to Secretary of Housing and Urban Development, Ben Carson.
Gail Hillebrand
Associate Director
Gail Hillebrand is an Associate Director for Consumer Education and Engagement. Prior to joining the CFPB, Hillebrand was an attorney with Consumer Union’s West Coast Office. She was also the founding chair and board member of the California Reinvestment Committee.Christopher D’Angelo
Associate Director
Christopher D’Angelo is the Associate Director for the Office of Supervision, Enforcement and Fair Lending at the CFPB. D’Angelo was previously the Chief of Staff under former director, Richard Cordray. Prior to joining the CFPB, D'Angelo was previously a regional field director for Obama for America.Tom Pahl
Policy Associate Director
Tom Pahl is the Policy Associate Director for the Office of Research, Markets and Regulations at the CFPB. Prior to joining the CFPB, Pahl worked in various roles at the Federal Trade Commission.
David Silberman
Associate Director
David Silberman is the Associate Director for Research, Markets, and Regulations. Prior to joining the CFPB, Silberman was heavily involved in labor unions, serving as the Deputy General Counsel for the AFL-CIO, President and CEO of Union Privilege, and Director of the AFL-CIO Task Force on Labor Law. Mr. Silberman has given heavily to Democratic candidates and causes in recent years.Wendy Kamenshine
Ombudsman
Wendy Kamenshine is the ombudsman for the CFPB. Prior to joining the organization, she was a trade lawyer with Akin Gump Strauss Hauer & Feld LLP.
Zixta Martinez
Associate Director
Zixta Martinez is the Associate Director for External Affairs. Prior to joining the CFPB, Martinez held positions at a variety of governmental and advocacy organizations, including Freddie Mac, the National Fair Housing Alliance, the Mexican American Legal Defense and Education Fund, and the National Council of La Raza.Anthony Welcher
Policy Associate Director
Anthony Welcher is the Policy Associate Director for the Office of External Affairs at the CFPB. Prior to joining the CFPB, Welcher worked in the private sector and for the George W. Bush administration.Mary McLeod
General Counsel
Mary McLeod is the General Counsel for the CFPB. Prior to joining the CFPB, McLeod headed the Office of the Legal Advisor at the US Department of State under Secretary John Kerry.
Office of Equal Opportunity & Fairness
Althea Kireilis
Associate Director
Althea Kireilis is the Associate Director for the Office of Equal Opportunity and Fairness. Prior to joining the CFPB, Kireilis was a former contractor at the District of Columbia's Office of Administration.M. Stacey Bach
Office of Civil Rights
M. Stacey Bach is the Assistant Director of the Office of Civil Rights. Prior to joining the CFPB, Bach was an assistant counsel for the United States Senate.
Office of the Chief Operating Officer
Kate Fulton
Chief Operating Officer
Kate Fulton is an Acting Associate Director and Chief Operating Officer. Prior to joining the CFPB, Fulton worked at the US Customs and Border Protection as an Attorney Advisor.Elizabeth Reilly
Chief Financial Officer
Elizabeth Reilly is the CFPB’s Chief Financial Officer. Prior to joining the CFPB, Reilly was a program examiner and acting branch chief at the Office of Management and Budget under Director Jack Lew.Martin Michalosky
Chief Administrative Officer
Martin Michalosky is the Chief Administrative Officer at the CFPB. Prior to joining the CFPB, Michalosky led the office Intelligence and Security Command’s FOIA/Privacy Office and Investigative Records repository at the US Army.Jerry Horton
Chief Information Officer
Jerry Horton is the Chief Information Officer at the CFPB. Prior to joining the CFPB, Horton served as the Chief Architect for the State Department’s global information presence. Horton also served as CIO for the US Agency for International Development and for the US Mint.Jeffrey Sumberg
Chief Human Capital Officer
Jeffrey Sumberg is the Chief Human Capital Officer for the Office of the Chief Operating Officer at the CFPB. Prior to joining the CFPB, Sumberg worked at Deloitte Consulting, a firm that provides financial advising and regulatory compliance consulting.David P. Gragan
Chief Procurement Officer
David Gragan is the Chief Procurement Officer for the Office of the Chief Operating Officer. Prior to joining the CFPB, Gragan served as the Chief Procurement Officer for the District of Columbia, having been appointed by Democratic Mayor Adrian Fenty.
Consumer Education and Engagement
Sheila Greenwood
Policy Associate Director
Sheila Greenwood is the Policy Associate Director for the Office of Consumer Education and Engagement at the CFPB. Prior to joining the CFPB, Greenwood served as the Chief of Staff to Secretary of Housing and Urban Development, Ben Carson.Gail Hillebrand
Associate Director
Gail Hillebrand is an Associate Director for Consumer Education and Engagement. Prior to joining the CFPB, Hillebrand was an attorney with Consumer Union’s West Coast Office. She was also the founding chair and board member of the California Reinvestment Committee.Christopher Johnson
Assistant Director
Christopher Johnson is an Assistant Director in the Office of Consumer Response at the CFPB. Prior to joining the CFPB, Johnson was the Director of Service Operations and Customer Care for Easterns Automotive Group. Johnson has also previously worked in credit card collections.Paul Kantwill
Assistant Director
Paul Kantwill is an Assistant Director in the Office of Servicemember Affairs at the CFPB. Prior to joining the CFPB, Kantwill served as the director in the Office of Legal Policy, Office of the Under Secretary of Defense, Personnel & Readiness at the Pentagon.Gene Koo
Assistant Director
Gene Koo is an Assistant Director for the Office of Consumer Engagement. Prior to joining the CFPB, Koo worked at Good Games Group.Janneke Ratcliffe
Assistant Director
Janneke Ratcliffe is an Assistant Director for the Office of Financial Education. Prior to joining the CFPB, Ratcliffe was a Senior Researcher for the Center for American Progress, a progressive public policy research and advocacy organization funded by liberal billionaire George Soros.Daniel Dodd-Ramirez
Assistant Director
Daniel Dodd-Ramirez is an Assistant Director for the Office of Community Affairs at the CFPB. Prior to joining the CFPB, Dodd-Ramirez previously worked at the nonprofit Step Up Savannah.Seth Frotman
Assistant Director
Seth Frotman is an Assistant Director in the Office of Students at the CFPB. Prior to joining the CFPB, Frotman worked for the Senate Committee on Health, Education, Labor, and Pensions. Frotman also was the Deputy Chief of Staff for former Representative Patrick Murphy (D-FL).Stacy Canan
Assistant Director
Stacy Canan is an Assistant Director in the Office for Older Americans at the CFPB. Prior to joining the CFPB, Canan was the managing attorney at the AARP Foundation Litigation group.
Supervision, Fair Lending and Enforcement
Christopher D’Angelo
Associate Director
Christopher D’Angelo is the Associate Director for the Office of Supervision, Enforcement and Fair Lending at the CFPB. D’Angelo was previously the Chief of Staff under former director, Richard Cordray. Prior to joining the CFPB, D'Angelo was previously a regional field director for Obama for America.Eric Blankenstein
Policy Associate Director
Eric Blankenstein is the Policy Associate Director for the Office of Supervision, Enforcement and Fair Lending at the CFPB. Prior to joining the CFPB, Blankenstein was an Assistant General Counsel at the US Trade Representative.Kristen Donoghue
Assistant Director
Kristen Donoghue is an Assistant Director for the Office of Enforcement at the CFPB. Prior to joining the CFPB, Donoghue was an attorney at Hogan Wells where she worked with clients related to securities regulation and employment discrimination.Patrice Ficklin
Assistant Director
Patrice Ficklin is an Assistant Director for the Office of Fair Lending and Equal Opportunity. Prior to joining the CFPB, Ficklin served as Associate General Counsel for Fannie Mae, one of the two government-sponsored mortgage giants that failed during the financial crisis.Paul T. Sanford
Assistant Director
Paul Sanford is an Assistant Director for the Office of Supervision Examinations. Prior to joining the CFPB, Sanford served as the Executive Secretary for the Federal Financial Institutions Examination Council.Peggy Twohig
Assistant Director
Peggy Twohig is an Assistant Director for the Office of Supervision Policy. Prior to joining the CFPB, Twohig worked at the Federal Trade Commission on enforcement and policy issues related to consumer financial services.
External Affairs
Zixta Martinez
Associate Director
Zixta Martinez is the Associate Director for External Affairs. Prior to joining the CFPB, Martinez held positions at a variety of governmental and advocacy organizations, including Freddie Mac, the National Fair Housing Alliance, the Mexican American Legal Defense and Education Fund, and the National Council of La Raza.Anthony Welcher
Policy Associate Director
Anthony Welcher is the Policy Associate Director for the Office of External Affairs at the CFPB. Prior to joining the CFPB, Welcher worked in the private sector and for the George W. Bush administration.Daniel Smith
Associate Director
Dan Smith is the Assistant Director for the Office of Financial Institutions and Business Liason at the CFPB. Prior to joining the CFPB, Smith was the Director of Industry and State Relations for Freddie Mac, one of the two government sponsored mortgage giants that failed during the financial crisis.Catherine Galicia
Assistant Director
Catherine Galicia is an Assistant Director for the Office of Legislative Affairs. Prior to joining the CFPB, Galicia was a lobbyist for Popular, Inc., and was a Congressional aide to several Democratic officials.Cheryl Parker Rose
Associate Director
Cheryl Parker Rose is an Associate Director for the Office of Intergovernmental Affairs at the CFPB. Prior to joining the CFPB, Rose was the Deputy Director of U.S. Government Relations for the Bill and Melinda Gates Foundation Rose also served as Senior Advisor and Director of Intergovernmental Affairs for Speaker Nancy Pelosi (D-CA).Keo Chea
Assistant Director
Keo Chea is an Assistant Director for the Office of Public Engagement and Community Liaison at the CFPB. Prior to joining the CFPB, Chea was an Adjudicator at the US Department of Agriculture. Chea also served as a Counsel for the House Financial Services, Subcommittee on Housing and Community Opportunity.Delicia Hand
Assistant Director
Delicia Hand is an Assistant Director for the Office of Advisory Board and Councils at the CFPB. Prior to joining the CFPB, Hand was the Legislative Director for the National Associate of Consumer Advocates. Hand also was a Senior Counsel to Representative John Sarbanes (D-MD).
Office of the General Counsel
Mary McLeod
General Counsel
Mary McLeod is the General Counsel for the CFPB. Prior to joining the CFPB, McLeod headed the Office of the Legal Advisor at the US Department of State under Secretary John Kerry.John Coleman
Deputy General Counsel
John Coleman is a Deputy General Counsel for the Office of Litigation and Oversight at the CFPB. Prior to joining the CFPB, Coleman worked as a trial attorney in the Department of Justice’s Federal Programs Branch.Richard Lepley
Principal Deputy General Counsel
Richard Lepley is the Principal Deputy General Counsel. Prior to joining the CFPB, Lepley worked for the U.S. Department of Treasury.Sonya White
Deputy General Counsel
Sonya White is a Deputy General Counsel for the Office of General Law and Ethics at the CFPB. Prior to joining the CFPB, White served as Deputy Chief Counsel at the U.S. Treasury Department, Bureau of Engraving and Printing.Stephen Van Meter
Deputy General Counsel
Stephen Van Meter is a Deputy General Counsel for the Office of Law and Policy. Prior to joining the CFPB, Van Meter worked for the Office of the Comptroller of the Currency (OCC), a financial regulatory agency that polices national banks.
Research, Markets and Regulations
Tom Pahl
Policy Associate Director
Tom Pahl is the Policy Associate Director for the Office of Research, Markets and Regulations at the CFPB. Prior to joining the CFPB, Pahl worked in various roles at the Federal Trade Commission.David Silberman
Associate Director
David Silberman is the Associate Director for Research, Markets, and Regulations. Prior to joining the CFPB, Silberman was heavily involved in labor unions, serving as the Deputy General Counsel for the AFL-CIO, President and CEO of Union Privilege, and Director of the AFL-CIO Task Force on Labor Law. Mr. Silberman has given heavily to Democratic candidates and causes in recent years.John McNamara
Assistant Director
John McNamara is an Assistant Director for the Office of Consumer Lending, Reporting and Collection Markets at the CFPB. Prior to joining the CFPB. McNamara was Chief Marketing Officer at LiveVox, which provides cloud contact center solutions. McNamara has over 30 years of experience working in the debt collection marketWilliam Wade-Gery
Assistant Director
William Wade-Gery is the Assistant Director for the Office of Card and Deposit Markets. Prior to joining the CFPB, Wade-Gery was a partner at Morrison & Foerster LLP, a firm that provides regulatory compliance services on the Consumer Financial Protection Bureau's actions.Mark McArdle
Assistant Director
Mark McArdle is an Assistant Director for the Office of Mortgage Markets at the CFPB. Prior to joining the CFPB, McArdle served as the Deputy Assistant Secretary for the Office of Financial Stability at the US Department of Treasury.Grady Hedgespeth
Assistant Director
Grady Hedgespeth is an Assistant Director for the Office of Small Business Lending Markets at the CFPB. Prior to joining the CFPB, Hedgespeth served as the Director of the Office of Economic Opportunity for the U.S. Small Business Administration.Ron Borzekowski
Assistant Director
Ron Borzekowski is an Assistant Director for the Office of Research. Prior to joining the CFPB, Borzekowski was a Senior Economist for the Board of Governors at the Federal Reserve Board.Kelly Cochran
Assistant Director
Kelly Cochran is the Assistant Director for the Office of Regulations. Prior to joining the CFPB, Ms. Cochran worked in the Treasury Department and practiced law with the firm of Wilmer Cutler Pickering Hale and Dorr in Washington, D.C.